Punch line
“Best in advice, fast in service”
Mission Statement
“Coaching, Guiding and facilitating Individuals and Corporate to choose and achieve their financial goals”.
We will accomplish this by using customer oriented process driven services(COPS) prepared by us. This is a dynamic document and will get updated regularly based on our active incorporation of learning's.. We use firm reasoning, quantitative parameters and futuristic approach for decision making.
Capital protection is and will always remain our top priority. Our aim is to generate sufficient returns over a long term period, while avoiding short term gratifications.
Customer Oriented Process driven Services(COPS)
1. Understanding investors risk tolerance, the financial goals and the liquidity requirements by conducting periodic meetings.
2. Based on the risk appetite, provides suitable asset allocation strategies.
3. After asset allocation, choose the suitable product in the particular category.
4. While selecting the product, evaluate the performance track record while also assess the potential to obtain similar returns in the future.
5. Whatever be the financial goal, provide profit booking advice based on certain pre-decided valuation and performance criterion.
6. Monitor and measure the investments regularly, compare them with the financial goal and exit decision. For doing the same, maintain the Wealth register and Black box.
7. Monitor certain lead indicators to find out the broad changes in the market cycles.
8. Stick to basics. Do the disciplined investment and avoid greed and temptation.
9. As capital protection is our top priority, we will not try to predict short term trend in the market. This means letting go of few opportunities.
10. Bringing small efficiencies in investments.
Methodology
1. We strictly and meticulously follow the Mission Statement and Punch line.
2. We believe that the market both equity as well as debt market (Bond market) moves in a cyclical pattern. Markets don’t move in linear trend. These cycles are long cycles ranging from two years to five years or even more.
3. Based on certain lead indicators, we try to identify the direction of the cycle, whether the direction is likely to go up or down. That means we examine the data to forecast whether the long term trend of the market is likely to go up or down.
4. We do not give advice on trading either in mutual fund or shares. We recommend long term investment behaviour only.
5. We inform and make investors aware that mutual fund investments are subject to market risk and investors may earn less money than bank fixed deposit or may suffer loss of capital also.
6. Some of the lead indicators tracked by the company for forecasting the long term market trend are Gross Domestic Products (GDP), Index of Industrial Productions (IIP), Corporate Profitability, Earning per Share (EPS), Interest Rate, Inflation, Current Account Deficits (CAD), National and International Economic and Political development etc.
7. We, after discussing with each investor, pre-decides exit (selling) criteria’s for each investor separately. These criteria’s include valuation levels of the market, achieving predetermined financial goal, changes in the performance of mutual fund schemes, change in the long term trend of the market.
8. We also take independent decision of investment (buying) and exit (selling) based on our own research and analysis. We seek not to follow herd behaviour.
9. We continuously try to be better and different every time.
10. For youngster in the age group of 25 to 35, the company strongly recommends early retirement planning. This means they should be financially independent by the age of 45 to 50. The concept of retirement at the age of 60 is an age-old concept. The millennial should target financial freedom, financial independence.
11. We strongly recommend that financial goal works for each and every investor. Therefore we work closely with our investors to help them in preparing their financial goal.
12.We recommend keeping minimum balance in current account and saving account. Invest this money in liquid fund scheme of the mutual fund. This brings small efficiencies in the overall investment.
13.We write selected articles from time to time for the benefits and education of the investors.
Investors Experience
Many investors have had dissatisfying experiences with their earlier advisors. In our interaction with investors, we have learned of many cases where investors have suffered loss of capital previously with other advisors due to wrong products ( schemes ) purchased by previous advisor without considering the risk appetite and liquidity requirement of the investors.
Such investors have found relief and confidence in us and expressed their happiness in the level of expertise and investor centric approach we bring. They have faith in us and know that their money is invested with complete knowledge of the returns and the risk involved in a mutual fund scheme. There by capital of the investors is protected. In case investor prefer high return scheme, he is completely aware of the risk, Therefore were the market to fall, the investor is prepared to accept the outcome comes. They are mentally and financially prepared to take capital losses, if any.
Disclaimer
You agree and understand that the information and material contained in this website implies and constitutes your consent to the terms and conditions mentioned below. You also agree that KVC Financial Services Private Limited can modify or alter the terms and conditions of the use of this service without any liability.
The content of the site and the interpretation of data are solely the personal views of the contributors. KVC Financial Services Private Limited reserves the right to make modifications and alterations to the content of the website. Users are advised to use the data for the purpose of information only and rely on their own judgment while making investment decisions. The investments discussed or recommended may not be suitable for all investors. KVC Financial Services Private Limited does not guarantee the timeliness, accuracy or quality of the electronic content.
KVC Financial Services Private Limited and its owners/affiliates are not liable for damages caused by any performance, failure of performance, error, omission, interruption, deletion, defect, delay in transmission or operations, computer virus, communications line failure, and unauthorized access to the personal accounts. KVC Financial Services Private Limited is not responsible for any technical failure or malfunctioning of the software or delays of any kind. We are also not responsible for non-receipt of registration details or e-mails. KVC Financial Services Private Limited is not responsible for the content of any of the linked sites. By providing access to other web-sites, KVC Financial Services Private Limited is neither recommending nor endorsing the content available in the linked websites.
While every effort has been taken to ensure that information provided herein is correct and accurate, KVC Financial Services Private Limited is not responsible for any mistakes that may have crept in inadvertently. Contents contained in any part of this website are not for investment advices. Such contents are not intended and should not serve as the sole or primary basis for making any investment decision. Readers are requested to refer the respective offer documents before committing their investments. KVC Financial Services Private Limited does not solicit any investment business through this website but only provides information which it genuinely believes to be true. Except, where otherwise expressly notes, all the contents of this website including graphics, icon and overall appearance of the website are the sole and exclusive property of KVC Financial Services Private Limited
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KVC Financial Services Private Limited will not be liable or responsible for any loss or damage that a User incurs in the event of any failure or interruption of this Site, or resulting from the act or omission of any other party involved in making this Site or the data contained therein, or from any other cause relating to the User's access to, inability to access, or use of this Site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of KVC Financial Services Private Limited Or of any vendor providing software or services support.
Risk Factors for investments in Mutual Funds
Investment in mutual fund Units involves investment risks such as trading volumes, settlement risk, liquidity risk, default risk, including the possible loss of principal.
As the price / value / interest rates of the securities in which the Scheme invest fluctuates, the value of investors' investments in the Schemes may go up or down. In addition to the factors that affect the value of individual securities, the NAV of the Schemes can be expected to fluctuate with movements in the broader equity and bond markets and may be influenced by factors affecting capital markets in general, such as, but not limited to, changes in interest rates, currency exchange rates, changes in governmental policies, taxation, political, economic or other developments and increased volatility in the stock and bond markets. Past performance of the Sponsor/AMC/Mutual Fund does not guarantee future performance of the Schemes. The names of the Schemes do not in any manner indicate either the quality of the Schemes or its future prospects and returns. The Schemes are not guaranteed or assured return Schemes.
For scheme specific information, please read the relevant scheme information document. The past performance is not indicative of comparable future results and no representations or warranty is made regarding future performance. The Company is not a legal or tax adviser and is not purporting to provide you with legal or tax advice. If you have any queries as to the legal or tax implications of any investment, you should seek independent legal and/or tax advice.
KVC Financial Services Private Limited hereby urges you to read through the past performance and the related risk ratios given in scheme fact sheets and scheme information documents for description and disclosure of different risks involved before investing in mutual fund schemes. This will help you to clearly understand Risk Reward profile of the investee scheme.